![]() (health insurance is not required and this is a huge liability for younger generations who do not want to spend the money on insurance) Provided by employers & Finnish residency. Household size: 2 adults, 1 baby (less than a year old) Country/CategoryĪrizona, USA – 79 square meter apartment & 139 square meter house) Shannon made this incredible chart to help compare her family’s monthly expenses. In Germany, one person can go for a nice casual dinner plus a glass of wine or beer for less than 15€, but in Finland or the USA a nice meal with a glass of wine or beer would cost at least 25€ (and that would be one of the cheapest dinner options).” The cost of living in Finland vs US vs Germany comparison “One way to compare the cost difference is the price of a beer at a restaurant. I think we spend about half as much on groceries as well as going out to eat.” It is so nice to have the tax and service fees already included when going out to eat in Finland. “In regards to food, Finland and the US have been pretty similar when you take the sales tax and tipping in the US into consideration. YIKES! That makes me really appreciate the public healthcare system in Finland.” ![]() I also just read an article on CMS.gov that the National Health Expenditure in 2018 was $11,172 per PERSON for that year. This is not including the out of pocket money people pay and copays for each appointment or medical bill. “The cost of insurance in the US is also very expensive and even with some large corporate employers covering the majority of the cost, the average employee paid $103.50 for individual plans and $501.21 for family plans in 2019 (according to the Kaiser Family Foundation). That did not include our water, sewer, trash, electricity and internet which averaged an extra $330 a month.” Both of those places were very reasonably priced for that area and could accommodate a small family. ![]() “When I lived in the states, my rent was between $950-$1500 a month (for a small 2 bedroom apartment and a modest 3 bedroom house in the city of Scottsdale, Arizona). Some major expense differences are the costs of your home and utilities, medical bills and insurance as well as the cost of food.” The US is by far the most expensive when compared to Germany and Finland. “After living in three different countries, it’s very eye-opening to compare the costs in each of these three places. She lives with her husband and son in a Finnish city. Shannon is a native American who has lived in both Germany and Finland, so is thus able to compare the living costs of these three countries. The cost of living in Finland for a family vs US and Germany The phone operator is getting 16,13 € from you. If you have a phone bill of 20 € in Finland, out of that 20 €, 3.87 € is taxes. It should cover their salary, products & tools, rent and income taxation by the Finnish officials. If a hair appointment costs 124 €, 24 € of that price is the value-added tax. For food items and restaurant services, the VAT is 14 %. Value-added tax (VAT) is known in Finland as arvonlisävero (ALV). Kiitos!įollow me on Instagram and get more Finland into your daily life immediately! Without your information, this post wouldn’t be so helpful. And my fellow Finn, Aleksi for his amazing YouTube video. A huge thank you to Riikka, Grace, and Shannon for their details mentioned in this post. So, I was lucky enough to join forces with my readers in this post. Actually, there were things I bought for the same price and even cheaper if compared to other countries I visited on my last trip and of course my homeland, Chile, which is one of the most expensive countries of South America after Uruguay.Įven if I look carefully to what you wrote, some services are cheaper than the ones here, like sports, phone and internet. “Before I went to Finland, I remember reading and being told how expensive everything was, but it wasn’t that terrible as I supposed it would be. I sent my family’s monthly cost breakdown to my email list and got a very excited reply from our Her Finland community. The birth story of this blog post is pretty awesome. How this cost of living in Finland post was made Take advantage of the discounts in the grocery stores.Tender your electricity contract and your phone operator.Three tips that make Finland less expensive.The cost of living in Finland for a big family outside of Helsinki.The cost of living in the Finnish countryside for a single person with pets.The cost of living in Helsinki for a single person.The cost of living in Finland for a single person outside of Helsinki.The cost of living in Finland vs US vs Germany comparison.The cost of living in Finland for a family vs US and Germany.A quick introduction to the prices and taxation in Finland.How this cost of living in Finland post was made.
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